What can we do for you?
The Appraisal process is the most cost effective way to help you increase your claim payout and have your completely repaired
By hiring a qualified and experienced insurance appraiser, you can give yourself the best possible chance of receiving a fair outcome to your claim dispute.
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Our
INITIATE THE PROCESS
Process
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04.
SELECT AN APPRAISER
APPRAISAL AGREEMENT
INDEPENDENT APPRAISAL
The appraisal process begins when the policyholder or insurance company
disagrees on the amount of the claim and invokes the appraisal clause in the insurance policy.
Both the policyholder and insurance company must select an impartial appraiser to represent their interests.
Both appraisers must agree on the scope of the appraisal, including what aspects of the claim will be appraised (property damage, loss of use), as well as the timeline and procedures for the appraisal process.
Each appraiser independently assesses the value of the claim, by reviewing all documentation, inspecting the damage, and calculating the cost
of repairs or replacement.
SELECTION OF AN UMPIRE
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UMPIRE'S DECISION
FINAL SETTLEMENT
If the two appraisers cannot agree on the claim value, they must select a neutral third party, known as an umpire, to make the final decision. If the appraisers cannot agree
on an umpire, a court may appoint one.
The umpire reviews the appraisers' assessments and any additional evidence. The umpire then makes a final decision on the value of the claim, which is binding on both parties. This decision typically represents a compromise between the appraisers' valuations.
Once the umpire has made a decision, the insurance company pays the agreed-upon amount to the policyholder, finalizing the appraisal process and settling the claim.
The insurance appraisal process provides a structured and impartial way to resolve disputes over claim values, ensuring that both parties have their interests fairly represented and considered.
INSURANCE
Appraisal
Our role as your appraiser includes assessing damage and meeting with the insurance company's hired appraiser to determine a fair and equitable award amount for the claim settlement.
We are hired by businesses and homeowners across the country for our unbiased and competent evaluation report to help facilitate a fair insurance claim process and award.
Claim Evaluation
We help you understand your claim estimate from your insurance company, covering terms like RCV, ACV, recoverable depreciation, non-recoverable depreciation, etc. We explain the scope of work your carrier is proposing to fix and what actually needs to be repaired to help you understand the process and your options.
Xactimate
ESTIMATES
We use the same sofware that most insurance companies use to present the insurance provider with an estimate that is easy to read and understand. We also offer this in the form of supplements for your contractors and help negotiate the adjuster to help get the money needed to restore your property to the condition it was in before damage was incurred.
